Is Wal-Mart Gearing Up For The Effects Of HSAs?

HSA’s Are the Right Medicine at the Right Time (Sally C. Pipes. Real Clear Politics)

Health Saving Accounts, first allowed in 2004, combine high deductible medical insurance with a side fund that provides a tax deduction for contributions, tax-deferred investment growth, and tax free ultimate dispersal, provided funds are spent on qualified medical expenses. In 2006, an individual is responsible for the first $1,050 to $2,700 of expenditures ($2,100 to $5,450 for families). Routine care is paid for out of pocket, albeit in a tax advantaged way.

Just as car and homeowners insurance doesn